Conclusie na 30 jaar
Beleggen in de BV is aantrekkelijker (+ € 724.382)
Netto privé
€ 1.565.412
Netto BV
€ 2.289.794
Verloop netto vermogen
Jaarlijkse uitwerking
| Jaar | Privé begin | Rendement | Box 3 | Netto privé | BV begin | Rendement | Vpb / AB | Stand na belasting | Latente Vpb | AB-claim | Netto BV | Verschil |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | € 350.000 | € 28.000 | € 10.080 | € 367.920 | € 350.000 | € 28.000 | € 0 | € 378.000 | € 5.320 | € 5.557 | € 367.123 | € 797 |
| 2 | € 367.920 | € 29.434 | € 10.596 | € 386.758 | € 378.000 | € 30.240 | € 0 | € 408.240 | € 11.066 | € 11.558 | € 385.617 | € 1.141 |
| 3 | € 386.758 | € 30.941 | € 11.139 | € 406.559 | € 408.240 | € 32.659 | € 0 | € 440.899 | € 17.271 | € 18.039 | € 405.589 | € 970 |
| 4 | € 406.559 | € 32.525 | € 11.709 | € 427.375 | € 440.899 | € 35.272 | € 0 | € 476.171 | € 23.973 | € 25.039 | € 427.160 | € 215 |
| 5 | € 427.375 | € 34.190 | € 12.308 | € 449.257 | € 476.171 | € 38.094 | € 0 | € 514.265 | € 31.210 | € 32.598 | € 450.456 | € -1.199 |
| 6 | € 449.257 | € 35.941 | € 12.939 | € 472.259 | € 514.265 | € 41.141 | € 0 | € 555.406 | € 39.027 | € 40.763 | € 475.616 | € -3.357 |
| 7 | € 472.259 | € 37.781 | € 13.601 | € 496.439 | € 555.406 | € 44.432 | € 0 | € 599.838 | € 47.469 | € 49.580 | € 502.789 | € -6.350 |
| 8 | € 496.439 | € 39.715 | € 14.297 | € 521.856 | € 599.838 | € 47.987 | € 0 | € 647.826 | € 56.587 | € 59.103 | € 532.135 | € -10.279 |
| 9 | € 521.856 | € 41.748 | € 15.029 | € 548.575 | € 647.826 | € 51.826 | € 0 | € 699.652 | € 66.434 | € 69.388 | € 563.829 | € -15.254 |
| 10 | € 548.575 | € 43.886 | € 15.799 | € 576.662 | € 699.652 | € 55.972 | € 0 | € 755.624 | € 77.069 | € 80.496 | € 598.059 | € -21.397 |
| 11 | € 576.662 | € 46.133 | € 16.608 | € 606.187 | € 755.624 | € 60.450 | € 0 | € 816.074 | € 88.554 | € 92.492 | € 635.027 | € -28.840 |
| 12 | € 606.187 | € 48.495 | € 17.458 | € 637.224 | € 816.074 | € 65.286 | € 0 | € 881.360 | € 100.958 | € 105.448 | € 674.953 | € -37.729 |
| 13 | € 637.224 | € 50.978 | € 18.352 | € 669.850 | € 881.360 | € 70.509 | € 0 | € 951.868 | € 114.355 | € 119.441 | € 718.073 | € -48.222 |
| 14 | € 669.850 | € 53.588 | € 19.292 | € 704.146 | € 951.868 | € 76.149 | € 0 | € 1.028.018 | € 128.823 | € 134.553 | € 764.642 | € -60.495 |
| 15 | € 704.146 | € 56.332 | € 20.279 | € 740.199 | € 1.028.018 | € 82.241 | € 0 | € 1.110.259 | € 144.449 | € 150.873 | € 814.937 | € -74.738 |
| 16 | € 740.199 | € 59.216 | € 21.318 | € 778.097 | € 1.110.259 | € 88.821 | € 0 | € 1.199.080 | € 161.325 | € 168.500 | € 869.255 | € -91.158 |
| 17 | € 778.097 | € 62.248 | € 22.409 | € 817.935 | € 1.199.080 | € 95.926 | € 0 | € 1.295.006 | € 179.551 | € 187.537 | € 927.919 | € -109.983 |
| 18 | € 817.935 | € 65.435 | € 23.557 | € 859.814 | € 1.295.006 | € 103.601 | € 0 | € 1.398.607 | € 199.235 | € 208.096 | € 991.276 | € -131.462 |
| 19 | € 859.814 | € 68.785 | € 24.763 | € 903.836 | € 1.398.607 | € 111.889 | € 0 | € 1.510.495 | € 220.494 | € 230.300 | € 1.059.701 | € -155.865 |
| 20 | € 903.836 | € 72.307 | € 26.030 | € 950.113 | € 1.510.495 | € 120.840 | € 0 | € 1.631.335 | € 243.454 | € 254.281 | € 1.133.600 | € -183.488 |
| 21 | € 950.113 | € 76.009 | € 27.363 | € 998.758 | € 1.631.335 | € 130.507 | € 0 | € 1.761.842 | € 268.250 | € 280.180 | € 1.213.412 | € -214.653 |
| 22 | € 998.758 | € 79.901 | € 28.764 | € 1.049.895 | € 1.761.842 | € 140.947 | € 0 | € 1.902.789 | € 295.030 | € 308.151 | € 1.299.608 | € -249.713 |
| 23 | € 1.049.895 | € 83.992 | € 30.237 | € 1.103.649 | € 1.902.789 | € 152.223 | € 0 | € 2.055.012 | € 323.952 | € 338.360 | € 1.392.700 | € -289.051 |
| 24 | € 1.103.649 | € 88.292 | € 31.785 | € 1.160.156 | € 2.055.012 | € 164.401 | € 0 | € 2.219.413 | € 355.189 | € 370.985 | € 1.493.240 | € -333.083 |
| 25 | € 1.160.156 | € 92.813 | € 33.413 | € 1.219.556 | € 2.219.413 | € 177.553 | € 0 | € 2.396.966 | € 388.924 | € 406.220 | € 1.601.822 | € -382.266 |
| 26 | € 1.219.556 | € 97.565 | € 35.123 | € 1.281.998 | € 2.396.966 | € 191.757 | € 0 | € 2.588.724 | € 425.357 | € 444.275 | € 1.719.091 | € -437.094 |
| 27 | € 1.281.998 | € 102.560 | € 36.922 | € 1.347.636 | € 2.588.724 | € 207.098 | € 0 | € 2.795.822 | € 464.706 | € 485.373 | € 1.845.742 | € -498.106 |
| 28 | € 1.347.636 | € 107.811 | € 38.812 | € 1.416.635 | € 2.795.822 | € 223.666 | € 0 | € 3.019.487 | € 507.203 | € 529.760 | € 1.982.525 | € -565.890 |
| 29 | € 1.416.635 | € 113.331 | € 40.799 | € 1.489.167 | € 3.019.487 | € 241.559 | € 0 | € 3.261.046 | € 553.099 | € 577.697 | € 2.130.250 | € -641.084 |
| 30 | € 1.489.167 | € 119.133 | € 42.888 | € 1.565.412 | € 3.261.046 | € 260.884 | € 0 | € 3.521.930 | € 602.667 | € 629.469 | € 2.289.794 | € -724.382 |
Indicatieve berekening op basis van de aannames hierboven. Geen fiscaal advies.